Do I need to provide health insurance for my employees?

That obligation does not come from the EB-5 program. The investor visa does not, by itself, require you to offer health insurance to your employees. The topic is governed by labor and employment law in the United States, at both the federal and state levels, and it applies to any business operating in the country.

At the federal level, rules such as the Affordable Care Act (ACA) may require employers to offer health coverage, with requirements that depend on company size. At the state level, each state may have its own requirements and different criteria, including rules for part-time workers.

The practical answer is therefore: check the employment obligations of the state where the business operates and the federal criteria applicable to your situation, rather than assuming a single uniform rule. These parameters can change over time.

To keep things clear: stay aligned with the job creation requirements of the EB-5 program and, separately, confirm the employee benefits rules through the appropriate official source and with specialized support.

About the author

Victoria Harper

Editor-in-Chief

Meet the author

As a journalist and lead editor at Visto n’ Visa, Victoria helps ensure that immigration topics are covered in a clear, trustworthy, and easy-to-understand way. Her focus is on delivering useful, human, and relevant content for people exploring new paths abroad.