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Do I need health insurance for the L-1?

Health insurance is not required for the L-1, but it is highly recommended: it protects you from high medical costs in the United States and provides greater peace of mind during your stay.

Written by

Victoria Harper

Editor-in-Chief

Updated on June 29, 2026
1 min read
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From an immigration standpoint, there is no legal requirement to have health insurance in order to obtain or maintain the L-1 visa. Approval is based on your tie to the company and the nature of the transfer, not on enrollment in a health plan.

In practice, however, having coverage is a sensible decision. The U.S. healthcare system is known for being expensive, and an emergency or unexpected procedure can result in very high bills for those who are unprotected.

  • Many companies already include a health plan in the relocation package, so it is worth confirming what your employer offers.
  • If that benefit is not provided, purchasing a private insurance plan is typically the safest way to protect yourself during the transition.
  • Be sure to account for any dependents who accompany you under derivative status.

In summary, health insurance is not a requirement for the L-1, but it is an important protection. Evaluate the available options and, if you have questions about coverage, consult official sources or seek specialized guidance.

Learn more about L-1

Type
Intracompany transfer
Duration
1-3 years
Extension
Up to 5-7 years
Processing
2-5 months
All about L-1

About the author

Victoria Harper

Editor-in-Chief

Meet the author

As a journalist and lead editor at Visto n’ Visa, Victoria helps ensure that immigration topics are covered in a clear, trustworthy, and easy-to-understand way. Her focus is on delivering useful, human, and relevant content for people exploring new paths abroad.

Victoria's tips

Do I need health insurance for the L-1?

Health insurance is not required for the L-1, but it is highly recommended: it protects you from high medical costs in the United States and provides greater peace of mind during your stay.

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