What type of insurance should an EB-5 company have?

There is no closed list of insurance policies that EB-5 requires by law. The program focuses on the soundness and transparency of the job-creating enterprise, and a solid insurance package serves as a signal of responsible management and investor protection.

In practice, companies involved in EB-5 projects typically evaluate coverages such as:

• General liability, covering damages related to premises and operations.
• Directors and officers protection (D&O), for claims of mismanagement affecting executives and board members.
• Errors and omissions (E&O), for failures in service delivery, such as consulting or administration.
• Property and investment insurance, to protect physical assets and capital against unforeseen events.

Each project has its own risk profile, so the ideal coverage package will vary. What matters is that the choices align with the business structure and strengthen credibility with investors.

Since insurance involves its own rules and EB-5 has its own compliance requirements, it is worth verifying updated requirements and designing coverage with trusted insurance and immigration professionals.

About the author

Victoria Harper

Editor-in-Chief

Meet the author

As a journalist and lead editor at Visto n’ Visa, Victoria helps ensure that immigration topics are covered in a clear, trustworthy, and easy-to-understand way. Her focus is on delivering useful, human, and relevant content for people exploring new paths abroad.