Can I use my company’s working capital for EB-5?

Using your company’s working capital for an EB-5 investment is possible, but it requires care. Every dollar directed to the program must have a documented lawful source and remain clearly separated from the business’s other operating funds.

Working capital exists to sustain day-to-day operations and preserve the company’s financial health. If you decide to use it, you must document where the money comes from and show that the amount applied to EB-5 was segregated from the funds that keep the business running.

Keep in mind that, under EB-5, the invested amount must be at risk and committed to the enterprise that will create jobs in the United States. Before withdrawing working capital, verify that the company retains enough reserves to operate normally without compromising its financial health.

• The source of funds must be lawful and thoroughly documented.
• The EB-5 money must remain separate from the operating cash.
• The company must continue running with adequate reserves.

Because the rules are complex and documentation is decisive, it is worth consulting the official guidance from USCIS and working with experienced professionals to avoid any arrangement that could be read as irregular.

About the author

Victoria Harper

Editor-in-Chief

Meet the author

As a journalist and lead editor at Visto n’ Visa, Victoria helps ensure that immigration topics are covered in a clear, trustworthy, and easy-to-understand way. Her focus is on delivering useful, human, and relevant content for people exploring new paths abroad.