Can I use a loan from Brazil to fund my EB-5?

Yes, as a general rule. It is possible to use a loan obtained in Brazil to make up the required capital for the EB-5. The key issue is not how the money reaches you, but the proof of lawful origin of the entire invested amount.

In practice, this means carefully documenting the loan. U.S. authorities typically request detailed evidence, such as contracts, bank statements, and other documents showing that the funds were obtained legally and have no connection to illicit activities. The more traceable the money trail, the better.

It is also worth checking whether the loan agreement itself permits using the funds for an immigration investment, since there may be clauses that restrict how the money can be used. If there is any doubt, it is prudent to clarify this with the financial institution before moving forward.

Since every case has its own particularities and the process is rigorous, it is advisable to gather complete documentation, be cautious of offers promising guaranteed results, and verify updated requirements with USCIS and a qualified specialist before structuring the investment.

About the author

Victoria Harper

Editor-in-Chief

Meet the author

As a journalist and lead editor at Visto n’ Visa, Victoria helps ensure that immigration topics are covered in a clear, trustworthy, and easy-to-understand way. Her focus is on delivering useful, human, and relevant content for people exploring new paths abroad.