Do I need workers’ compensation insurance?

The O-1 visa itself does not impose any immigration requirement to carry workers’ compensation insurance. In other words, having that coverage is not a visa requirement for working temporarily in the United States.

The issue is more a matter of labor law than immigration law. In the American workplace, many employers provide accident coverage or health plans that address this point, and worker-protection rules vary by state and by each company’s internal policies. The visa does not determine this.

Even though it is not required by the O-1, it may be prudent to evaluate additional protection, especially if your contract does not provide full coverage. Such insurance can offer financial security and medical assistance in the event of an unexpected incident, and it can help align your situation with local employment obligations.

Because health and workplace-safety rules differ from state to state, it is worth confirming the requirements that apply to your specific situation and, if needed, seeking specialized guidance in immigration and labor law. Be cautious of promises of guaranteed or effortless solutions.

About the author

Victoria Harper

Editor-in-Chief

Meet the author

As a journalist and lead editor at Visto n’ Visa, Victoria helps ensure that immigration topics are covered in a clear, trustworthy, and easy-to-understand way. Her focus is on delivering useful, human, and relevant content for people exploring new paths abroad.