Do I need health insurance for my dependents?

No. Having health insurance for dependents is not a legal requirement of the O visa or a condition for their stay in the United States. That said, it is a highly recommended protection for anyone planning to live in the country.

The reason is practical: the U.S. healthcare system can involve significant costs, and adequate coverage helps avoid unexpected financial burdens. Keep the following in mind:

• Emergencies and hospitalizations can generate high expenses without a plan.
• Routine consultations and treatments also become more manageable with coverage.
• Insurance protects both the primary visa holder and their dependents.

When choosing a plan, research carefully and favor established companies, being cautious of offers that seem too good to be true. Although insurance is not a requirement of the visa process, obtaining it is a prudent decision. If you have questions about coverage, consult reliable sources and compare your options before deciding.

About the author

Victoria Harper

Editor-in-Chief

Meet the author

As a journalist and lead editor at Visto n’ Visa, Victoria helps ensure that immigration topics are covered in a clear, trustworthy, and easy-to-understand way. Her focus is on delivering useful, human, and relevant content for people exploring new paths abroad.