Can I use real estate as collateral in Brazil and transfer the funds to the US for EB-5?

In the EB-5 program, the origin and transfer of funds are among the most sensitive aspects of the process. The invested capital must have a lawful source, be carefully documented through a clear paper trail, and remain subject to the risks of the business.

Using real estate as collateral to then transfer the proceeds to the United States is not automatically prohibited, but it requires careful attention. In general, this type of transaction involves a loan or refinancing, and the repayment obligation may raise questions about whether the capital is truly at risk and held by the investor, as the program requires.

• Funds must have a lawful source and be thoroughly documented.
• Collateral arrangements and loans can complicate the required proof.
• International wire transfers are subject to strict banking and tax regulations.

Because every step, from financing to the transfer itself, must be in full compliance, guidance from immigration and international finance professionals is essential. Be sure to review the current requirements at the official source (USCIS) before adopting this strategy.

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Victoria Harper

Editor-in-Chief

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As a journalist and lead editor at Visto n’ Visa, Victoria helps ensure that immigration topics are covered in a clear, trustworthy, and easy-to-understand way. Her focus is on delivering useful, human, and relevant content for people exploring new paths abroad.