Can I use my company’s working capital for the EB-5?

The EB-5 visa is a United States program that requires a significant investment in businesses that create jobs for American workers. A common question is whether it is possible to use your company’s working capital for this purpose.

In general terms, the funds you intend to invest in the EB-5 program must have a lawful source and be duly segregated from the rest of your company’s operational funds. Working capital, by its nature, is intended to sustain daily operations and maintain the business’s financial health. Therefore, if you choose to use this type of resource, it is essential that there is clear documentation proving its origin and that the amount allocated to the EB-5 investment is separated from the funds that keep your company’s operational activities running.

It is important to remember that, for the EB-5, the invested amount needs to be ‘at risk’ and committed to the enterprise that will generate jobs in the United States. Thus, when withdrawing working capital, verify that your company has sufficient reserves to continue normal operations, avoiding compromising the business’s financial health.

Additionally, the entire transaction must comply with the requirements of the U.S. Immigration Department, which includes proof of the source of funds and maintenance of detailed records. Finally, considering the complexity of the rules and the need to strictly follow immigration laws, it is advisable to seek information from specialized sources and proceed cautiously to avoid any practice that could be interpreted as fraud or non-compliance with the rules.

Be wary of marketing campaigns that promise quick or easy results and make sure to consult experienced professionals to guide every step of the process. Each situation is unique, so a detailed analysis of your resources and your company’s operations is essential to ensure that all EB-5 visa criteria are safely and lawfully met.

Victoria Harper

Editor-in-Chief

Meet the author

Leading journalism and editorial content at Visto n’ Visa, Victoria helps make immigration topics clear, trustworthy, and easy to understand. Her focus is on delivering useful, human, and relevant content for people exploring new paths abroad.